![]() ![]() ![]() This option can also be good for someone looking to build credit. Watch that date carefully, though: the APR on the Target RedCard is sky-high and will quickly chew through the 5% discount you get for using the card. You’ll have 25 days to pay your bill after your statement closes before interest starts to accrue. The main advantage of choosing the credit card option is the ability to pay over time. Pros and Cons of the Target RedCard Credit Card Customers can choose between a debit card or a credit card, both offer the same discounts and benefits with no annual fee. Unlike most store cards, Target allows you to apply for two separate versions of the RedCard. Target RedCard Mistake #1: Choosing the Wrong Version of the Card All versions offer the same benefits at Target. The third version, a Target Mastercard that you can use outside Target, isn’t open to new applicants but some credit card holders may be targeted for it as an upgrade. When applying, you can choose either a debit or credit card. Where the RedCard gets complicated is the fact that Target offers it in three different forms. ![]() The benefits are simple and an instant discount means there are no rewards to keep track of. Some offers and extra discounts are available to everyone during limited-time promotions. RedCard holders may also be targeted for exclusive extras based on their previous purchases or geographic location. Target RedCard offers other benefits to shoppers as well, including free shipping from and an extra 30 days to return items beyond the public return window. That’s easy to do for households that regularly buy groceries, clothing or household items from the store. If you spend $500 per month at Target, that adds up to $25 in savings (or $300 per year). There are no limits on your total earnings and no annual fee. Stores tout the primary benefit: 5% off Target in store or online purchases. Plain and simple, the RedCard is Target’s store card. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |